How to Get Money from Venmo without Bank Account (in 2023)

Venmo can be used even if you don’t have a bank account. Would that be easier? Sure. But it doesn’t matter. I’ll show you how to get money from venmo without bank Account. It’s simple:

Venmo Debit Card

The Venmo Mastercard® Debit Card is a Mastercard®-compatible debit card. It connects to your Venmo account and allows you to use your Venmo balance wherever Mastercard is accepted in the United States and its territories.

Can you get Money from Venmo without a bank Account?

You can withdraw money through Venmo even if you don’t have a bank account. The simplest method is to connect it to your bank account.

However, you must have a Venmo debit card to do so. The Venmo debit card is a MasterCard debit card that allows you to do anything a conventional debit card will enable you to do, such as withdraw money from an ATM.

Your Venmo balance is directly linked to your debit card. The balance on the card is the same as the balance on your Venmo account. When someone adds money to your Venmo account, it also appears on the card.

With the Venmo MasterCard, you can not only pay with your Venmo balance, but you can also get cashback.

You can withdraw money from any ATM in the United States that accepts MasterCard, which is pretty much every ATM right now. You will not be charged if you withdraw money from a MoneyPass ATM. There are no further charges.

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How to get Money from Venmo without a bank Account.

How to get Money from Venmo without a bank Account

To activate the card, use it at any ATM that accepts MasterCard. You can withdraw money from your Venmo account using your Venmo debit card at an ATM.

However, you are only permitted to withdraw a set amount per day. You can’t withdraw more than $400 daily with a Venmo debit card. Even if that doesn’t sound like much, at least Venmo allows you to get money even if you don’t have a bank account.

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How to Get the Venmo MasterCard Debit Card

You must be 18 years old to obtain a Venmo debit card. Venmo, like most other payment providers, does not issue cards to persons under 18.

You must also know everything to learn to obtain a debit card. A government-issued ID, a social security number, and your birth date and name are all required.

If you have all these items, you can acquire your card by calling and completing the instructions below.

  1. Open Venmo on your phone (Android or iPhone).
  2. In the top left corner of the Venmo interface, tap on the three horizontal lines. This will display the menu. Choose “Venmo Card” from the list if it is one of the options. If it isn’t, there could be an explanation for why you can’t receive a Venmo debit card.
  3. When you tap “Venmo Card,” you’ll be directed to a website that describes the advantages and benefits of a Venmo card. To proceed, tap the “Get the Venmo Card” button at the bottom of the screen.
  4. You can customise the colour of your Venmo card. Pink, purple, blue, white, and black is the available colours. I’m not a girl, but I believe pink is attractive.
  5. After you’ve decided on the colour of your card, you’ll need to submit some personal information to begin the application process.

You must begin by entering your first and last names. When you tap Next, you will be prompted for your SSN’s last four digits and your date of birth.

Make sure you’re over 18, or your application for a Venmo debit card will fail. Then you must state that you have read the Terms and Conditions and a slew of other policies that you will not have time to read.

To proceed, tap “next.”

6. You must now enter your address. Because your Venmo card will be delivered to this address, check to be sure it is correct.

7. When you tap Next, you’ll be led to a screen where you may specify whether your Venmo card should be automatically recharged when it runs out of money.

If you want to withdraw money without a bank account, toggle this off and select Next.

You can now view a summary of everything you’ve entered so far. Before clicking “Submit,” double-check for errors and correct them.

Venmo will spend the following several days trying to verify your details when you apply. Venmo will mail your card to the address you provided if the information you provided is correct.

The card should arrive five to seven days after clicking “Submit.”

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When do Venmo cards expire?

Because these are technically Mastercards, they function similarly to ordinary debit cards, with a time limit. The cards are only valid till the last day of the month.

The app will notify you when it is close to running out so you can request a replacement. This notice will appear approximately 60 days before the expiration date. At that moment, you should renew it as soon as possible to avoid future issues.

Choose the same department from which you applied for the debit card, or touch the notification. Once completed, it will arrive in the same length as the first (10 to 15 days).
You must activate the new card after receiving it. If you do not do this within 90 days of your arrival, the card you just renewed will no longer function. Don’t worry; this does not imply you can no longer access your account.

If you can activate it, you should discard the old card. Do not return the old card in the mail.

Frequently Asked Questions (QnA)

How Do I Convert My Venmo Funds to Cash?

If you have a Venmo debit card, you can cash out your Venmo balance at any ATM that accepts MasterCard. Just keep in mind that withdrawing cash from any ATM costs $2.50.

Is it feasible to use the Venmo debit card abroad?

The Venmo debit card and app are only available in the United States. On the other hand, users who want to make overseas transactions can use PayPal.

Venmo and PayPal are managed by the same company, and each service provides cash cards for more convenient use.

What Are Venmo Debit Card ATM Withdrawal Fees?

ATM withdrawals are now free of charge using Venmo. You must, however, accept responsibility for all ATM fees.

However, if you use a MoneyPass ATM, you can avoid ATM fees. To avoid paying exorbitant costs while withdrawing money from Venmo, look for the nearest MoneyPass ATM.


Gone are the days when you could only tip Twitch players through payment apps. You may now utilise your Venmo account as a full-fledged bank account, including using a debit card if you don’t mind a $400 limit.

That isn’t the point. The essential idea is that you can get money via Venmo without having to transfer it to your bank account.

And, as it turns out, the procedure is even easier than opening a bank account.

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